Policy Definitions

SOUTHWEST AG INSURANCE SERVICES
Offering Comprehensive Agricultural, Personal and Commercial Insurance Products
Product Listing This page provides a partial listing of Insurance products that are available through Southwest Ag. If you don't see it listed, give us a call. Chances are we can help! Contact Us Use this page to ask us any questions you may have. Let us know if we can help! Home Page Go back to our Home Page	Policy Definitions Farm and Ranch: Designed to protect property and liability associated with the daily operation of a farm or ranch. It is a "package" type policy, and can be tailored to meet your individual needs. Equine/Livestock Mortality: Life Insurance designed to protect your investment in an animal(s) which dies or is euthanized during the policy period. General Liability: Liability protection against legal claims arising from your farm/ranch or business premises and operations. Professional Liability: Liability protection against legal claims arising from errors and/or omissions in conjunction with a professional occupation (i.e. Physicians, Veterinarians, Attorneys, Accountants, Architects, etc.) Care, Custody and Control Liability: Liability protection against legal claims associated with any business operation, whereby you have responsibility for the care and custody of someone else's property. Workers' Compensation: Written on behalf of employers, with coverage for employees who suffer a work-related injury or sickness/disease. Also affords liability protection for employers in gross negligence cases. Umbrella: Additional liability protection over your underlying policies such as Farm & Ranch / Homeowners, Auto, General Liability, Workers' Compensation, etc. Commercial Property: Property coverage for Buildings and contents (among other types of property) used in conjunction with your business. This coverage can be tailored to meet your individual needs. Builder's Risk: A type of property coverage, designed to protect your interest in a structure during the course of construction. This may be during new construction or renovation projects. Equipment Floater: Known otherwise as "Inland Marine" coverage. This policy affords coverage for mobile machinery and equipment used in conjunction with a farm/ranch or other commercial business. Automobile: Coverage for vehicles and trailers used personally or in a farm/business operation. Homeowners: Designed to protect your home, personal property and personal liability. This is for persons residing within the city limits. Both property and liability can be customized to meet your needs. Personal Articles Floater: Also known as "Inland Marine" coverage, and designed to protect personal property (i.e. jewelry) that is mobile in nature. This coverage can be added by endorsement to a Farm & Ranch or Homeowners policy in most cases; however, some instances require a separate policy. Other: Garage Liability (Automotive Shops), Rain Insurance (Outdoor Events), Director's & Officer's Liability (Organizations), Prize Indemnity (Contests with cash or equivalents).
Southwest Ag Insurance Services Tim Young P.O. Box 408 103 Goodnight Claude, Texas 79019 (806)226-2319 (806)226-2324 Fax (866)770-1094 Toll Free Member of Independent Insurance Agents of Texas

SOUTHWEST AG
INSURANCE SERVICES

Offering Comprehensive Agricultural, Personal
and Commercial Insurance Products

Product Listing
This page provides a partial listing of Insurance products that are available through Southwest Ag. If you don't see it listed, give us a call. Chances are we can help!

Home Page
Go back to our Home Page

Policy Definitions

Farm and Ranch: Designed to protect property and liability associated with the daily operation of a farm or ranch. It is a "package" type policy, and can be tailored to meet your individual needs.

Equine/Livestock Mortality: Life Insurance designed to protect your investment in an animal(s) which dies or is euthanized during the policy period.

General Liability: Liability protection against legal claims arising from your farm/ranch or business premises and operations.

Professional Liability: Liability protection against legal claims arising from errors and/or omissions in conjunction with a professional occupation (i.e. Physicians, Veterinarians, Attorneys, Accountants, Architects, etc.)

Care, Custody and Control Liability: Liability protection against legal claims associated with any business operation, whereby you have responsibility for the care and custody of someone else's property.

Workers' Compensation: Written on behalf of employers, with coverage for employees who suffer a work-related injury or sickness/disease. Also affords liability protection for employers in gross negligence cases.

Umbrella: Additional liability protection over your underlying policies such as Farm & Ranch / Homeowners, Auto, General Liability, Workers' Compensation, etc.

Commercial Property: Property coverage for Buildings and contents (among other types of property) used in conjunction with your business. This coverage can be tailored to meet your individual needs.

Builder's Risk: A type of property coverage, designed to protect your interest in a structure during the course of construction. This may be during new construction or renovation projects.

Equipment Floater: Known otherwise as "Inland Marine" coverage. This policy affords coverage for mobile machinery and equipment used in conjunction with a farm/ranch or other commercial business.

Automobile: Coverage for vehicles and trailers used personally or in a farm/business operation.

Homeowners: Designed to protect your home, personal property and personal liability. This is for persons residing within the city limits. Both property and liability can be customized to meet your needs.

Personal Articles Floater: Also known as "Inland Marine" coverage, and designed to protect personal property (i.e. jewelry) that is mobile in nature. This coverage can be added by endorsement to a Farm & Ranch or Homeowners policy in most cases; however, some instances require a separate policy.

Other: Garage Liability (Automotive Shops), Rain Insurance (Outdoor Events), Director's & Officer's Liability (Organizations), Prize Indemnity (Contests with cash or equivalents).

Southwest Ag Insurance Services
Tim Young
P.O. Box 408
103 Goodnight
Claude, Texas 79019
(806)226-2319
(806)226-2324 Fax
(866)770-1094 Toll Free

Member of Independent Insurance Agents of Texas